For Coral Lake
Housing Relocation Fund: (TERMINATED BY LEGAL AID)
Even though I was put on the board June 9th 2005 I haven't been in the loop until this week when we had only a couple of days to hack out a relocation proposal. My main contribution was to point out how the first couple of plans couldn't work right up to the afternoon of the June 23rd meeting. I did provide Jan and Aaron with one of the versions close to the finished one.
They didn't do the best job of explaining how the fund works and please don't take this as more than a theory on how the fund should work based on what I've read and been told by the FMO President how other parks have gone through this process.
There are basically three: funds, hats, pots, cookie jars, etc.
First is the State Fund, this is anticipated to average roughly $600,000.00 paid by the Park Owner as he is invoiced for homes abandoned or moved.
From this title holders are expected to receive the infamous pittance . . .
$1,375.00 to abandon a single wide mobile home.
If you have a mortgage remaining on the home, the lender gets the state money as they are the title holder of record. They are likely to use the fund to move the home to another park to sell to someone else, so if they can do it so can you if you have a place to stay while it moves, The Urban Group can help find a park that will take it, but it might take a personal approach to the park manager rather then a phone call to get in.
Even if you don't care for the parks that will accept your home, you could use the fund to move the home there without your actually moving into it and to pay the lot rent while you try to sell it or rent it out to pay off the mortgage if the park allows rentals. $4,300.00 would be good for about 8 months lot rent as a buffer . . . something to think about as number of homes in our park were rentals.
If you are the title holder (double wides have two titles) you show the title has a name matching your legal ID they make a copy and submit to the state fund, the fund invoices the park owner, he pays the bill, they send a check he exchanges for the title, or something like that. Takes about 45 days.
The second is the Housing Assistance Fund. (TERMINATED BY LEGAL AID)
Every home owner whether they hold title or a mortgage holder has their title is entitled to a Housing or Moving Assistance payment of $2,750.00. The mortgage company doesn't get this payment because they don't have to move their household you do.
Third is the Incentive to Leave Early Fund. (TERMINATED BY LEGAL AID)
If you leave within the first 60 days after the six month eviction notice starts the clock ticking, you will receive an early moving incentive of $1,550.00
If you leave within the second 60 days (61-120) you will receive an early moving incentive of $750.00
If you leave within the third 60 days (121-180) you receive no incentive to move early what-so-ever.
The only anticipated exception to this schedule would be if you have a letter from a builder or landlord your home or apartment won't be available until outside the time period.
So here's the breakdown. (TERMINATED BY LEGAL AID)
Abandon a Single Wide in 60 days.
Abandon a Single Wide in 61-120 days.
Abandon a Single Wide in 121-180 days.
Abandon a Double Wide in 60 days.
Abandon a Double Wide in 61-120 days.
Abandon a Double Wide in 121-180 days.
Relocate a Single Wide in 60 days.
Relocate a Single Wide in 61-120 days
Relocate a Single Wide in 121-180 days
Relocate a Double Wide in 60 days.
Relocate a Double Wide in 61-120 days.
Relocate a Double Wide in 121-180 days.
Qualified home owners must have been living in the park prior to June 9th 2005.
Advance Payment: Don't know yet if The Urban Group will be willing
to advance payment against the title without holding it, might be
they'd be willing to make direct payment to a real-estate agent,
landlord or mover for you, we'll have to see how things work out.
Moving Tips Planning your best move. Advice on getting ready to move roughly two months in advance so you don't go nuts when the day comes.
Six Month Notice of Eviction:
The Six Month Notice of Eviction is a warning of pending eviction action in the future and not a legal Notice of Eviction. The Six Month Notice does not damage your credit like the legal Notice of Eviction, which attaches itself to your credit report, making it harder to acquire housing.
The Six Month Notice of Eviction is posted on the home and mailed to both resident and home owner (title holder). No matter how long it takes for the notice to be delivered, you are considered to be on notice five days from the date the notice was postmarked.
The Six Month Notice of Eviction starts the six month clock ticking.
If you have not moved out of the park by the end of the six months notice you will have to deal with the consequences of a legal Notice of Eviction.
Be careful not to lose your Six Month Notice of Eviction as a copy of it
must be included with your application to the state fund.
State Relocation Fund Information:
Florida Mobile Home Relocation Corporation
To Be Included:
For Mobile Home Owner’s receiving their eviction notice dated after June 26, 2003, they are entitled to actual moving expenses of relocating the mobile home to a new location within a 50 mile radius or the amount of $3,000 for a single-section mobile home, or $6,000.00 for a multi-section home, whichever is less. In the case of abandoning a mobile home, a home owner once approved will collect $1,375 for a single section and $2,750 for a double.
For Abandonment, you will need to fill out the following forms:
For Relocation, you will need to fill out the following forms:
We expect all forms for abandonment and relocation to be professionally handled by The Urban Group.
Called the I.R.S. to ask whether we have to pay taxes on our relocation money and to see if we can deduct the loss of our home from our taxes.
Well, it seems we don't have to pay taxes if the relocation money is less then the value of our home. Off the cuff advice would be to make some effort to establish the value of your home. Clipping newspaper ads for local mobile homes of similar size and year should do it.
On the down side, we can't deduct the bath we're taking as a loss off our taxes. It appears we're just selling our homes for less then they are worth as there is no government condemnation action involved and we haven't suffered a casualty or theft.
I don't think the agent I spoke to fully understood what I was talking about, how the Florida Government makes this involuntary, so if you are in the position of using a tax expert please ask them and report back.
This is covered by the I.R.S. publication p544 you can download it as
a PFD Adobe reader file by right clicking and saving the download to your
computer, a regular click works on some computers, but doesn't save the
file if you want to check it later. I.R.S. p544
In Florida, mobile homes must be registered. A numbered decal, instead of a metal license plate, is issued for identification. State statutes require mobile home registrations be renewed annually by December 31. A delinquent fee is charged if the registration is not renewed by the 10th of the following month.
Registration fees are set by the Department of Motor Vehicles and are based on the length of the mobile home. Double wide and triple wide mobile homes are considered two and three separate units respectively, and the owner must purchase that many decals. Mobile home owners are required to display the decal in a window clearly visible from the road in front of the home.
To register a mobile home, the owner must present the following documents to the Tax Collector's Office:
1. The current or last issued Florida Vehicle Registration Certificate for the mobile home (if lost, furnish the most current decal number)
2. The title to the mobile home (if financed, the owner must obtain a copy from the lien holder) if the Registration Certificate is not available
3. The title (from Florida or any other state) signed off by the previous owner if it has not been transferred into the current owner's name and the bill of sale (the Tax Office will process the transfer).
The Urban Group:
The Urban Group returns to the Park Tuesday July 12th to conduct
the remaining needs assessment surveys. You can setup appointements
by calling (954) 522-6226 Ext 130. Now that the purpose of the survey
is to help us, you will want to complete or update your survey.
You will want a clean clear title to your home with your name on it to take advantage of the complete Housing Assistance Fund package. If you are near the payoff date for your mortgage, now is the time to pay it off and get your title from the lender as that can take months.
If you bought your home and never transfered title into your name, now is the time to get it done or the original owner will be getting a surprise check for the mobile home they thought they had sold to you.
If there is a mechanic's lien on your home for not paying a plumbing bill
or the like, now is the time to pay it off rather then let it hamper getting
your money when you sell the title to the state fund.
This web site is owned and operated by Web Master Robert Perkis Lot #61.
For the record, there is no connection of any kind with the owners and management of Coral Lake Mobile Home Park. We do our best to report all news about the park's fight to survive and relocation, but are not responsible for mistakes or unintentional errors and omissions. This site is not intended to provide legal advice or to replace park management or The Urban Group as your source of information once they provide some.
Our opinions are strictly our own. Thank you for understanding. RP
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